More Obamacare Chaos

As Obamacare continues to wreak havoc on the nation’s medical tract like an uncooked pork milkshake, it's time for another update. Here's what you need to know to be fully entertained updated:

● Why Save Employers?: I’ve been debating why Obama would push off the employer mandate, but not also push off the individual mandate. There really is only one answer that keeps coming to mind: he wants to jack up the number of people in the Exchanges. Why? Well, all those “wonderful” rates you keep hearing about from the Exchanges are based on the assumption that vast numbers of healthy people will sign up for insurance. If they do, then the rates will work because those people will pay much more than they cost -- then the system might survive. But if they don’t, then the rates will skyrocket and the system is dead. How bad will it get? I would expect the rates in the Exchanges to double in 2015.

I based that on New York’s rates. It was announced this week that New York’s rates would fall 50%! Surprised? You shouldn’t be. New York already imposes the requirements Obamacare imposes on insurers, such as taking everyone and having no limits on payments. Unlike Obamacare, New York doesn’t force anyone to buy insurance. The result is that all the healthy people stay away from insurance in New York and insurance becomes MEGA-EXPENSIVE for those who are in the pool. That’s why the rates are so high. That’s also what will happen if people don’t signup for Obamacare. So if people don’t sign up, New York’s rates are what you would expect nationwide from Obamacare... and that will kill the program by making it too expensive for anyone to buy.

So how does this relate to the employer mandate? The insurance providers are already admitting that their rates assume that a sufficient number of healthy people will be forced to buy their insurance to make the rates viable. But that’s not happening. People with existing care want no part of the Exchanges and people without insurance aren’t planning to buy any. This is why Obama delayed the employer mandate. By delaying the employer mandate, Obama is hoping to prevent employers from offering insurance, which will force their employees into the Exchanges, where they can prop up the rates at their present level until the fines get high enough that people are forced into the Exchanges.

But it won’t work. Why? Well, two reasons. First, the delay isn’t going to change anything. Big companies already provide health insurance and those that don’t aren’t going to start just because of an insignificant fine -- they’re actually looking at something called "skinny plans" as a way to minimize fines. Secondly, as has been shown by companies who do offer health insurance (like McDonalds), people don’t sign up for it because they can’t afford it, not because they don’t want it, and a fine isn’t going to change that. So basically, delaying the employer mandate won’t change anyone’s mind on this issue and it won’t fill the exchanges.

● That Wasn’t The Deal Vader I: Hospitals whored themselves for Obamacare because they were promised that if they accepted slightly lower Medicare/Medicaid rates, then they would get significantly more money from newly-insured patients and all these new Medicaid patients, and they would never be faced with people who can’t pay again. Apparently, hospital companies are managed by retarded baboons because they fell for this.

Now it turns out the Medicare/Medicaid cuts were worse than expected. Plus, there were additional cuts to Medicare/Medicaid as a result of sequestration. Moreover, with Republican states not expanding Medicaid, which means more than 60% of the new people they expected to be covered by Medicaid won’t be, they’ve discovered that they aren’t going to be getting the new Medicaid patients they were promised. Because of this, hospitals have started laying off massive numbers of staff.

And it ain’t over yet. The suggestion that everyone would have insurance was always a sucker bet. First, the number of uninsureds has actually increased 14% under Obama. Secondly, the law was written in such a way that it expected most people who don’t currently have insurance will pay the fine rather than buy insurance... that’s what funds the law! How hospital managers missed that reeks of management-negligence or more retarded babooning. So no new Medicaid patients, no new insurance patients, bills still going unpaid, and compensation rates going down... 0% of promises filled. Nice trade, guys.

● That Wasn’t The Deal Vader II: Obama made two firm promises when he pimped for Obamacare: “If you like your insurance... you can keep it,” and “If you like your doctor... you can keep your doctor.” And if you believed it, then you might be an idiot. Not only are we slowly learning that tens of millions of people will be dumped from their existing insurance, but HHS admitted this week that you might not be able to keep your doctor either. This is no surprise. It will depend on the plan you pick and if your doctor is part of that plan.

● That Wasn’t The Deal Vader III: Hoo boy, the unions are furious. And they have good reason. Obamacare seems designed to kill the unions. With labor laws being what they are, there isn’t really a lot of point to labor unions anymore. In fact, the only real selling point they have left is that unions can provide cheap access to good healthcare. Without that, private sector unions will probably die off. This is why they’ve opposed universal coverage for a long time, actually. Well, Obamacare wasn’t supposed to be a threat because it doesn’t provide anything like universal coverage and it was supposed to basically allow the unions to keep working outside the system. But now they realize that’s not true. Now they realize that Obamacare makes it very easy for employers with union employees (especially small/mid-size companies) to dump their expensive health plans by pushing their employees toward the Exchanges. Unlike everyone else, however, union employees can’t get subsidies, so the Exchanges are too expensive to use no matter what happens to the rates.

Hence, Obamacare has taken what was the unions’ only real reason to exist and turned it into a point to avoid unions. Are we sure Obama isn’t a plant?